The Government Service Insurance System (GSIS) has rolled out a three-month grace period on emergency loan payments for its members and pensioners in areas affected by tropical cyclones Tino and Uwan.
The GSIS said the moratorium will allow borrowers to recover and rebuild without the immediate pressure of repayment.
“This grace period is more than just a financial reprieve — it is a lifeline,” GSIS President and General Manager Jose Arnulfo Veloso said in a news release.
“We know that many of our members and pensioners are struggling to recover from the back-to-back typhoons. By deferring their loan payments, we are giving them the time and space to heal, rebuild, and move forward without the immediate pressure of financial obligations.”
The GSIS said the initiative forms part of its continuing commitment to serve government workers and retirees, especially in times of calamity.
“The GSIS aims to help ease the financial burden of affected members and pensioners as they gradually recover from the damage caused by the calamity. In this time of trial, GSIS remains a steadfast partner of public servants and retirees in their recovery and renewed progress,” the state pension fund said in its Facebook post in Filipino.
The GSIS Emergency Loan Program opened on Nov. 7 and will run until Feb. 7, 2026. The measure complements Proclamation No. 1077, signed by President Ferdinand R. Marcos Jr. on Nov. 5, declaring a State of National Calamity following the widespread destruction caused by Typhoon Tino.
Qualified members and pensioners may apply through the GSIS website, GSIS Touch mobile app or at any GSIS branch.
Under the approved schedule:
- Loans released in November 2025 will have the first payment on or before April 10, 2026;
- Loans released in December 2025 on or before May 10, 2026;
- Loans released in January 2026 on or before July 10, 2026; and
- Loans released in February 2026 on or before Aug. 10, 2026.