Among the top banks in the Philippines, BPI under the Ayala Corporation remains an attractive stock market bet, as it remains profitable and enjoys loan growth.
In 2025, BPI recorded a net income increased by 7 percent to P66.6 billion, which is in line with the consensus estimates of Maybank IBG.
The investment bank said that the growth of BPI’s income was driven by bigger net income. However, this was offset partially by
higher provisions due to larger exposure to higher yielding assets in the consumer segment.
Maybank IBG recommends acquiring BPI shares, as it sees a potential upside in its price movement, or to P162 per shares in the next 12 months.
This is a 38% increase over the P117.10 closing price of BPI shares on February 13 this year.